Proof, before you need it
After a loss, the hardest part of a claim is proving what you had. A few guided photos of your home, rental or car today, and that proof is on file the day you need it.
Your deductible is sitting idle.It could be earning yield.
Keep it in Avow. It pays out every two weeks, you can withdraw anytime, and a public adjuster reviews your claim before you file.
What each tier earns a year
- Bronze: $100 deposit, needs auto, renters, or homeowners insurance.
- Silver: $500 deposit, needs renters or homeowners insurance.
- Gold: $1,000 deposit, needs homeowners insurance.
Live estimate from today’s vault rate and membership
Live
Block —
- Vault APY
- Total Deposits
- Sponsor Deposits
- Sponsor deposits carry no commitment — they can be withdrawn at any time.
- Accrued Rewards
How to join
Three steps, a few minutes
Step 1
Sign in with Coinbase Wallet
Use your Coinbase Wallet, or create one as you go. Signing in is free.
Step 2
Show proof of insurance
Upload any document that shows your active renters, homeowners or auto coverage. A PDF or a photo works, and it’s checked in about a minute.
- Declarations page
- Auto ID card
- Certificate of insurance
- Full policy
Step 3
Meet the deposit
Deposit your tier’s amount in USDC: $100, $500, or $1,000. Short on USDC? You can buy it while you sign up.
After you join
What membership gives you
Ready before a loss, backed through a claim, and paid the whole time.
An adjuster in your corner
Talk your claim through with a public adjuster who works for you, not your insurer, before you file or after. Your photos give them the evidence to back you up.
Paid twice a month
Your deposit earns yield in a shared vault. On the 1st and 15th, that yield is split among members by tier, ready to collect from your dashboard.
After an approved claim
Take your deposit, keep your payouts
Your deposit normally has to stay at your tier’s amount for you to get paid. Once your adjuster approves a claim, you can withdraw all of it to cover your deductible and keep getting paid for three months. Top it back up by then to stay a member.